The effective date is the date your health insurance coverage should begin.
If you have a qualifying life event, your effective date will be the first of the month following the date of your application, or a date you select.
If you do not have a qualifying life event, your effective date will be the first of the month following a 30-day waiting period starting at the date that GHC-SCW receives the application.
Please provide the zip code of your permanent residence. Permanent residence as it applies to service area means Dane County, Wisconsin. A member who resides outside of the Service Area is eligible for coverage provided his or her residence is located in contiguous counties to Dane County: Jefferson County, Green County, Lafayette County, Rock County, Richland County, Columbia County, Dodge County, Iowa County or Sauk County, Wisconsin.